NorthVault Roadmap
A clear look at what is available in the current beta, what is being refined, and what remains future or exploratory.
NorthVault is being developed progressively with privacy, reliability, and user confidence as priorities at every stage. Features are introduced when they meet the quality bar expected of a native iPhone experience — not before. This roadmap reflects genuine intent, not marketing promises.
Available in Current Beta
Supported in the current public beta, with the usual beta caveat that details may still change as the app is refined.
Manual Income, Expense & Transfer Tracking
Enter income, expenses, account transfers, refunds, and negative expenses manually.
Account & Balance Tracking
Track cash, bank, investment, and other account records with clear balance views.
Tags, Notes, Search & Filtering
Use transaction tags, notes, search, and filtering to keep history review practical.
Account Transfers
Record transfers between your own accounts without distorting income or expense totals.
Split Transaction Support
Split supported transactions across categories or records for more accurate tracking.
Budget Setup by Category
Create per-category budgets and compare planned spending against actual in real time.
Flexible Budget Periods
Weekly, fortnightly, monthly, quarterly, yearly, custom, and salary-cycle budgets are supported.
Salary-Cycle Budgeting
Align budgets to your pay cycle so planning always reflects when money actually arrives.
Budget-vs-Actual Views
See how spending compares to each budget target for the current period at a glance.
Category Visibility & Management
Show, hide, reorder, and manage spending categories to keep your view clean and focused.
Wealth & Net Worth Overview
Total assets, liabilities, and net worth calculated and summarised in one clear view.
Assets & Liabilities Tracking
Cash, bank accounts, investments, real estate, mortgages, credit cards, loans, and custom liabilities.
Net Worth History & Snapshots
Track how your net worth changes over time with historical snapshots and trend views.
Savings Goals
Track target amounts and progress for the savings goals you define.
Smart Summaries
Review spending trends, budget pressure, savings-rate context, and wealth movement from your own records.
CSV Import & Export
Import supported CSV files and export records so your data remains portable.
Local-First Private Data
Your data lives on your device for core beta use. No account, cloud sync, or bank connection is required.
Biometric / Device Security
Supports device-level lock options where available on your iPhone.
Backup & Restore Support
Create local backups and restore your NorthVault data when you need to transfer or protect it.
Investment Tracking Beta
Track investment accounts, transactions, holdings, dividends, and portfolio activity in beta.
Portfolio Analytics Beta
Allocation, concentration, activity, and health-check views are available in beta and still maturing.
Receipt Scanning Foundations
Apple Vision OCR receipt-scanning foundations are present where supported, with workflows still being refined.
Siri & Shortcuts Foundations
Quick-entry and shortcut foundations are being shaped around Apple-platform workflows.
In Active Development / Being Refined
Areas under active refinement in and around the beta, especially where real-world data volume, import formats, reporting depth, and Apple-platform workflows need more testing.
Investment Scalability
Performance and accuracy improvements for larger holdings, transaction histories, and portfolio datasets.
Investment Transaction Ledger Refinement
Ongoing improvements to buy, sell, dividend, DRP, transfer, and adjustment workflows.
Derived Holdings from Transactions
Holdings and quantities are derived automatically from the investment transaction ledger.
DRP Workflows
Dividend reinvestment workflows are being refined so reinvested income and quantities remain understandable.
Portfolio Allocation & Concentration
Visualise how your portfolio is allocated across holdings, sectors, and asset types.
Portfolio Health Checks
Flags and guidance designed to help you notice potential concentration or imbalance issues.
Investment Activity & Holdings Views
Dedicated views for investment activity history and current holdings with key details.
FX Rate Management Foundation
Early groundwork for managing foreign exchange rates across international holdings.
Portfolio Reporting
Allocation, activity, income, and portfolio review reporting are being improved for clarity and scale.
Tax Readiness Foundations
Structured records are being shaped to support future reporting workflows. NorthVault does not provide tax advice.
Broker & Import Workflows
Broker file formats, investment CSV import, mapping, validation, and larger imports are being refined.
Performance for Large Datasets
Ongoing improvements to speed and responsiveness when working with many transactions.
Dashboard & Wealth Performance
Optimising dashboard load time and wealth overview rendering for smoother everyday use.
Import Reliability
Stability and accuracy improvements for larger transaction and investment CSV files.
Help & Guidance Screens
In-app contextual help screens to assist beta testers in understanding key workflows.
Improved Wording & Onboarding Clarity
Refining labels, tooltips, and onboarding flows so the app is easier to understand from day one.
Apple Vision Receipt Scanning
Receipt scanning and extracted transaction fields are being refined around on-device Apple Vision OCR.
Siri / Shortcuts Workflows
Quick-entry, quick-summary, and Shortcut-friendly workflows are being refined conservatively.
Larger-Screen Layouts
Layout foundations for larger screens are being explored while the iPhone experience remains the priority.
Mac / Catalyst Foundations
Early platform groundwork only. NorthVault has not released a full Mac app.
Future / Exploratory
Longer-term ideas being explored or planned carefully. These are not release promises, and no dates are implied.
Open Banking / Connected Accounts
Optional connected accounts are exploratory and would depend on provider availability, consent, cost, and compliance.
iCloud Sync
Sync is a longer-term direction, subject to privacy, reliability, and user-control requirements.
Full Mac App
A full Mac app is exploratory. The current released beta focus remains iPhone.
Live Market Pricing
Live or regularly updated market pricing is exploratory and is not part of the current beta.
Subscription Tiers / Premium Features
Paid tiers may be explored later. No subscription promise or pricing is being made here.
Advanced Tax Engine
A full tax engine is longer-term and would need careful validation. NorthVault does not provide tax advice.
Franking Credits
Future support for recording and reporting franking credits is exploratory.
Full CGT Parcel Reporting
Detailed parcel and capital gains reporting is a future area, not a completed beta feature.
Corporate Actions
Stock splits, consolidations, mergers, and other corporate actions remain future work.
Multi-Currency Expansion
Broader currency support and reporting across international holdings remain longer-term work.
Advanced Investment Reporting
Deeper performance, income, and tax-adjacent reports are longer-term reporting work.
Broker Integrations
Direct broker integrations are exploratory and are not available in the current beta.
Forecasting & Scenario Modelling
Forecasting remains future work and would need to stay clearly informational.
Plain-Language Queries
Natural-language questions over your own records are exploratory, with privacy and accuracy as constraints.
Dividend Forecasting
Dividend forecasting is a future idea, not a current income prediction feature.
Expanded Portfolio Review
Deeper portfolio review, benchmarks, and advanced analytics remain longer-term possibilities.
Expanded Import Centre
A broader import centre for complex files may be explored after core import reliability matures.
Join the NorthVault iOS beta.
Currently testing on iPhone through public beta. Try the beta, explore the features, and share feedback before public release.